Sandra Lee Montgomery, Bharat Moudgil and Szeman Lam authored an article analyzing certain material provisions tested by COVID-19 and other COVID-19- specific provisions which are starting to appear in loan agreements, and how private credit lenders are likely to address them.

Download the full Daily Journal article here. 

Photo of Sandra Lee Montgomery Sandra Lee Montgomery

Sandra is a partner in the Corporate Department and a member of The Private Credit and Finance Groups. Sandra represents first- and second-lien senior lenders, mezzanine investors, and equity sponsors in senior debt, mezzanine and private equity financing arrangements, particularly those involving private…

Sandra is a partner in the Corporate Department and a member of The Private Credit and Finance Groups. Sandra represents first- and second-lien senior lenders, mezzanine investors, and equity sponsors in senior debt, mezzanine and private equity financing arrangements, particularly those involving private sources of capital. Her areas of focus include:

  • acquisitions
  • recapitalization and other leveraged financings
  • cash flow and asset-based financings
  • debtor-in-possession and exit financings
  • cross-border financings
  • unitranche and mezzanine financings
  • restructurings
  • Other innovative, first-in-kind transactions

Industry Experience

Sandra has industry experience in a wide range of business sectors including retail, technology, transportation, manufacturing, distribution, general industrial, import/export, agriculture and services. She has extensive knowledge of Article 9 of the Uniform Commercial Code and other laws that relate to secured transactions. Sandra has also handled numerous cross-border transactions involving Australia, Barbados, Brazil, Canada, the Cayman Islands, England, Hong Kong, Malaysia, Mexico, the Netherlands, Puerto Rico, Scotland and Singapore.

Photo of Bharat Moudgil Bharat Moudgil

Bharat K. Moudgil is an associate in the Corporate Department and a member of the Private Credit Group. He has experience acting for lenders on a wide range of transactions, including senior secured, mezzanine and second-lien financings.

During law school, Bharat served as…

Bharat K. Moudgil is an associate in the Corporate Department and a member of the Private Credit Group. He has experience acting for lenders on a wide range of transactions, including senior secured, mezzanine and second-lien financings.

During law school, Bharat served as managing editor of the University of Pennsylvania Journal of Constitutional Law, and was a judicial intern for the Honorable James S. Moody of the United States District Court, Middle District of Florida.

Photo of Szeman F. Lam Szeman F. Lam

Szeman Lam is a corporate associate at Proskauer and a member of The Private Credit Group. She earned her law degree from the University of Virginia School of Law and graduated magna cum laude from Duke University.

Szeman has a broad transactional practice…

Szeman Lam is a corporate associate at Proskauer and a member of The Private Credit Group. She earned her law degree from the University of Virginia School of Law and graduated magna cum laude from Duke University.

Szeman has a broad transactional practice with an emphasis on finance transactions, including senior secured, second lien, mezzanine and split collateral, particularly those involving private sources of capital. Szeman has represented lenders in acquisition financings, refinancings and recapitalizations, among other deal types.

During law school, Szeman was an editor of the Virginia Law Review. She also participated in the Entrepreneurial Law Clinic, through which she counseled startup companies on general corporate and financing matters.

Szeman serves on the board of Boston Explorers, a nonprofit organization dedicated to providing a unique summer camp experience for urban youth that combines hands-on activities with spontaneous adventures and explorations across the city.